Banking Tools and Financial Calculators
Browse our range of calculators, planners and tools below to help you better manage your money.
Home Loans and Mortgage Calculators
Explore these tools to estimate your home loan repayments, borrowing power, savings using an offset account and more. Plus, compare different loans as well as buy/sell and buy/rent scenarios.
Estimate how much you could potentially borrow based on your income, expenses, plus the interest rate and term of your loan.
Calculate the upfront costs of buying a home, including stamp duty and government fees.
Find out how much you need to pay based on your loan amount, whether they're fixed rate or variable, and monthly, fornightly or weekly.
Assess how much interest and time you'll save with fortnightly repayments, rather than monthly repayments.
Calculate how much more you’ll pay with an interest-only mortgage compared to a principal and interest mortgage.
See how an extra contribution to your mortgage could potentially affect how quickly you pay it off and how much interest you could save.
Work out how long until you are mortgage-free, based on your loan amount, interest rate and repayments.
Find out how a different mortgage structure – fixed, variable or both – would affect your repayments.
Assess how a honeymoon rate would affect your repayment and interest payable amount.
Calculate how an offset account could help you pay off your mortgage quicker and save on interest payments.
Compare different loan options by plugging in different interest rates and loan terms.
Evaluate the stamp duty, mortgage registration fees and other government fees of buying a property, based on your state, property value and property type.
Assess the stamp duty, real estate agent fees and other additional costs of selling your property, based on your state, sale price and outstanding loan amount.
Find out whether you’d save money by switching to another mortgage, taking into consideration if you're making the minimum (or higher) repayments.
Work out whether you’re better off renting or buying a home, electrical goods, and furniture.
Personal Finances Calculators
Gain clarity on your personal finances by figuring out exactly how much you earn annually, planning for daily and large expenses and calculating repayments on financed assets.
Plug in the details of your income, expenses, assets and liabilities to get a top-down view of your finances.
Appraise how much time and money you can save by making higher repayments, instead of the minimum.
Assess how much you need to deposit and for how long to reach a goal and see how compound interest amplifies your savings.
Calculate how much you’ll have after a certain term, based on your initial deposit, interest rate and any extra contributions.
Quantify how much you should deposit and how often to reach your savings goal.
Income Tax Calculators
Calculate your tax payable now to avoid a surprising tax bill at the end of each financial year.
Turn your net pay into gross annual income whether filling in a loan application, applying for a new job or completing a household budget.